VA Loan Optimizer & Deal Analyzer (Bubble.io No-Code SaaS Calculator)

Job ID: 40099128

Budget: $1,500 – $3,000 USD

Project Title: Build MVP: VA Loan Optimizer & Deal Analyzer (Bubble.io No-Code SaaS Calculator)

Project Overview:
I need an experienced Bubble.io developer to build a Minimum Viable Product (MVP) for a niche SaaS tool targeted at veterans/military buyers. The app will be a web-based calculator/analyzer that helps users optimize VA loans for home purchases, especially house hacking (multi-unit properties) and investment scenarios. It combines VA-specific rules (funding fees, residual income) with real estate investment metrics (ROI, cash flow, etc.).

Key Features for MVP (Prioritized):

User registration/login (email + basic auth; later Stripe for premium).

Input form with sliders/fields: Home price, down payment %, family size, region (Northeast/Midwest/South/West), first-time vs. subsequent use, disability exemption toggle, current VA rate (manual entry or static average ~5.4-6.0% as of Dec 2025).

Core calculations:

VA funding fee % and $ amount (based on official tiers: e.g., first-use <5% down = 2.15%).

Estimated monthly payment (principal + interest + taxes/insurance placeholders).

Residual income check (vs. VA guidelines by region/family size; use static tables for MVP).

Basic house hacking simulator: Input rental income from other units → net cash flow/ROI.

Outputs: Clean dashboard with breakdowns, charts (amortization, cash flow timeline), pass/fail indicators, and simple recommendations.

Freemium model: Basic calc free; premium for saving scenarios, AI insights (OpenAI integration), exports.

Mobile-responsive design + basic UI polish.

Tech Stack (No-Code Focus):

Bubble.io (primary platform).

Stripe for subscriptions (premium tier).

OpenAI API for basic AI recommendations (e.g., "buy/hold" advice).

Airtable/Google Sheets as backend if needed for static data (VA tables/rates).

Deliverables:

Fully functional MVP on Bubble (live preview + editor access).

Clean, documented workflows/database structure.

Basic testing (edge cases, mobile view).

Handover: Transfer ownership + documentation for future updates.

Timeline & Milestones:

Week 1: Kickoff call, wireframes review, basic setup.

Week 2-4: Core inputs/calculations + dashboard.

Week 5: House hacking sim + premium gating.

Week 6: Polish, testing, deployment.

Budget: Fixed-price depending on experience.

Requirements for Freelancers:

Proven Bubble.io portfolio (at least 3-5 completed apps, preferably calculators/SaaS).

Experience with Stripe, APIs (OpenAI), and responsive design.

Sign my NDA before detailed specs/sharing.

Good communication (weekly updates via Freelancer chat).

To Apply:
Share:

Bubble portfolio links.

Similar projects (calculators/finance tools).

Estimated fixed price & timeline.

Availability to start.