NPL valuation, legal compliance review, structured transaction design

# English Resume
## Professional Summary
Seasoned asset management expert holding triple qualifications as Certified Public Accountant (CPA), Certified Asset Appraiser, and Legal Professional. 8 years of comprehensive experience in NPL acquisition and disposal, with dual expertise in business development and risk management. Proven capability to design innovative solutions through cross-disciplinary competencies. Successfully led multiple asset portfolio acquisitions and disposals, proficient in full-cycle risk control processes including asset classification, credit management, collateral management, and post-investment supervision. Deep knowledge of financial regulations, asset valuation, and post-deal management, equipped with end-to-end capabilities from due diligence to exit strategies.
## Certifications
- **Certified Public Accountant (CPA)** | Chinese Institute of CPA | 2016
- **Certified Asset Appraiser** | China Appraisal Society | 2017
- **Legal Professional Qualification** | Ministry of Justice, PRC | 2018
## Professional Experience
**XX Asset Management Co., Ltd. | Manager**
**2017.08 - Present**
- **Business Development (2017-2021)**
- Spearheaded acquisition of ** regional bank NPL portfolios totaling RMB ** billion, achieving **% recovery rate through debt restructuring and public auctions.
- Conducted due diligence and structured investment proposals for commercial projects, successfully executing a SOE project with RMB ** billion premium exit.
- Developed asset valuation models and optimized pricing strategies.
- **Risk Management (2021-Present)**
- Established end-to-end risk control framework covering due diligence, client rating, fund deployment review, collateral management, and asset classification.
- Authored *Monthly Risk Alert Report*, demonstrating expertise in NPL industry policies and regulatory compliance.
- Monitored portfolio risks and issued timely alerts for multiple commercial projects.
## Core Competencies
- **Expertise**: NPL valuation, legal compliance review, structured transaction design
- **Technical Tools**: Financial modeling (Excel), asset valuation systems, Wind/Qichacha/Enterprise Early Warning System
- **Languages**: English (CET-6), Mandarin (Native)