Actuarial exam - Proportional Odd Regression problem, Dobson pg. 192 -- 2

I have one question - from Dobson, pg 192 ... setting up a proportional odds analysis of the data in Table 8.1 I can't figure out the design matrix X, the data matrix Y, so that the b = inv(X'*X)*X'*Y' That is, I can't get the right answer given in Table 8.4 (Using MATLAB for matrix ops). I'd like to be able to get the right answer.