Paynable Application
Budget: $1,500 – $3,000 USD
This is an early wage access application that allows users to access their earned wages earlier than payday. So the basic logic is that it can be plugged into a companies' payroll system and if an employee of that company needs money on the 14th out of their pay, they can sign on to the application and request for this sum and it will be disbursed into their wallet from where they can use the debit card associated to the wallet or transfer the funds to other bank accounts. Examples are Dailypay.com and Payactiv.com. The end goal will also to integrate this all into a full enterprise payroll system.