pasarella de pago internacional

necesI need help setting up card payments for a live adult-oriented dating
and community web app (18+) serving Latin America.

CURRENT SETUP
- Live PWA, around 500 registered users
- Node/Express backend + self-hosted Supabase (PostgreSQL) on our own VPS
- Plans from USD 8 to USD 100, granting 30 to 365 days of premium access
- Merchant is a sole proprietor (individual, no registered company),
based in Chile
- No processing history yet - we have not processed card payments before

WHAT I HAVE ALREADY RULED OUT
- PayPal and MercadoPago: our vertical is prohibited in their terms
- MyntPay: requires 6 months of processing statements, which we do not have
- Verotel: EUR 500/year Visa/MC registration fee

WHAT I NEED
1. A payment gateway that will actually approve this profile:
adult/dating vertical, individual merchant, Chile, USD, international
cards, recurring or repeat billing.
2. Full integration into our existing backend: create charge, handle the
webhook, and activate premium access in our database.

WHEN YOU BID, ANSWER THESE
- Which adult or high-risk processors have you personally integrated?
Name them.
- Have you ever onboarded a merchant based in Latin America with no
registered company? Which processor approved it?
- Do NOT bid if your experience is only Stripe or PayPal. I need someone
who has dealt with high-risk underwriting.

Budget and timeline negotiable for the right person.