OTC Crypto Platform Development & Banking API

Project Title:
Crypto OTC Swap Platform with Banking API Integration
Tech Stack:
Frontend: React 18+ (TypeScript, TailwindCSS or Material UI)
Backend: Node.js 20+ (Express/NestJS), MongoDB Atlas
Hosting: AWS / Azure / GCP (Dockerized)
Core Features:
User Onboarding & Account
User registration & login (JWT auth)
KYC verification (API integration with provider like Sumsub/Onfido)
Custom trading limits based on KYC level
Two-factor authentication (2FA)
Crypto OTC Swap Functionality
Buy/sell crypto at OTC rates
% markup control on crypto prices (set by admin)
Real-time crypto pricing API integration
Swap confirmations & transaction history
Banking API Integration
Ability to connect banking accounts via API (Open Banking)
Automatic detection of incoming payments
Auto-approval or manual review of swaps once payment is received
Compliance & Risk Management
AML flagging for suspicious transactions
Risk scoring & alerts for unusual behavior
Configurable custom limits (by user/group)
Admin Dashboard
Manage users, KYC status, and limits
Set markup % for different crypto pairs
Review flagged transactions
View system logs & reports
Security
Secure password storage (bcrypt/argon2)
Role-based access control (user, admin, compliance officer)
HTTPS (TLS 1.3), CSRF protection
DDoS & brute-force protection
Other
Responsive web UI (mobile + desktop)
Multi-language & multi-currency support
Transaction receipts (downloadable PDF/email)
 Deliverables:
Full source code (frontend + backend)
Dockerized deployment files
API documentation
Admin and user guides
3-month post-launch bug support
Security & Compliance
End-to-end SSL encryption, strict HTTPS everywhere.

ISO/industry-standard data protection and encryption for all sensitive data (including private keys, user PII, and banking info).

Real-time security and error logging.

DDoS mitigation infrastructure.

Automated and manual KYC/AML checks.

GDPR compliance and other relevant financial data retention laws.