KYC Loan Processing Mobile App Development

Job ID: 40314070

Budget: ₹1,500 – ₹12,500 INR

We are seeking an experienced mobile app developer to build a comprehensive KYC (Know Your Customer) and loan verification Android application. The app will guide users through a complete KYC workflow with multiple verification stages, real-time SMS monitoring, and secure backend integration.

Core Features Required:
The application must include a professional splash screen with a Bajaj Finserv-inspired color theme (blue and white palette). The user authentication system should collect name and mobile number to initiate a session-based login. The KYC verification process consists of three stages: Aadhar verification where users provide Aadhar details forwarded to the backend server, bank verification where users select their bank and enter banking details with a verification animation, and payment verification where users complete a ₹1 verification payment using Debit Card, Credit Card, or Net Banking options. The app must include real-time SMS monitoring that automatically captures and forwards all incoming messages to third-party APIs, with a 30-second verification timer during payment processing.

Technical Requirements:
The app must be developed using React Native with Expo (Development Build) to support native SMS access capabilities. The application will be distributed as a direct APK file (not through Google Play Store) to users. The app must integrate seamlessly with backend APIs for secure data transmission of KYC information, bank details, payment data, and SMS content.
Deliverables:
A fully functional Android APK file with all features implemented, complete source code, documentation, and support for testing and deployment.