A system for sending and receiving money within the same system, in laravel jetstream and postgresql

Hello, I wish a system for sending and receiving money within the same system, the system will charge the money from the registered credit or debit card, this process will be done with an intermediary who will give us access to the api code, and it will be deposited in the account of the parent company, but in the system it will be reflected in money that has been transferred from your card to your account in the system