Test a microfinance platform and offer suggestions for improvement -- 2

The platform provides a Front end interface for agents and borrowers, E-KYC, Loan application module, AI and Credit Scoring Module, Loan documentation, Payment Gateways and Direct Debit Modules, Tracking repayment and monitoring, Reporting and dashboards

The platform is developed using following:

Tech Stack
a. Frontend
i. ReactJS Framework i
i. Cloudfront

b. Backend
i. NodeJS
ii. Java (For payment intermediaries * Depends on API )
iii. Nginx (Reverse Proxy)
iv. Docker/ Kubernetes