PHONE PAY APP

I am looking to create a phone pay app that can be used across both iOS and Android devices. This app will be used by people to send and receive money, pay bills, and initiate a mobile recharge. I have no specific design preferences, so I am open to suggestions. I'm looking for a talented team of app developers to turn my vision into reality. The final product must have an intuitive interface, be feature-rich, and capable of processing payments quickly. If you think you have the skills and experience to create this app, please contact me with your proposal!