Full Development for peer-to-peer Mobile Payment App P2P

The project is to develop a peer-to-peer payment application for iOS and Android in Saudi Arabia. The app will allow users to accept and send payments seamlessly via mobile with compliance to local Saudi regulations such as SAMA (Saudi Arabian Monetary Authority) rules. The app will be designed to cater specifically to a cashless ecosystem and help merchants integrate into the formal economy.
The app will handles transactions, user authentication, subscription management, and security features. The mobile app requires user interfaces for both Android and iOS, as well as support for NFC payments and QR code systems.

Key Responsibilities:
- Develop a secure and efficient backend
- Create user interfaces for the mobile app
- Implement support for NFC payments and QR code systems
- Digital Wallet: Users can store and manage their funds digitally. The wallet will be connected to the user's bank account for easy top-ups and withdrawals.
- QR Code Payment: Allow users to generate and scan QR codes for quick, contactless payments.
- Subscription Model: Merchants and/or users will have a monthly subscription fee to access premium features.
- Transaction History: Detailed logs for users to view and track all transactions.
- Multilingual Interface: Support for Arabic and English and India languages.

Ideal Skills and Experience:
- Extensive experience in backend development
- Proficiency in mobile app development for both Android and iOS
- Familiarity with NFC and QR code integration
- Previous work on payment systems in Saudi Arabia is a plus
- Familiarity with Saudi Arabia regulation and rules for payment is a plus