iOS AI Quote App Monetization

I need an iOS application built from the ground up that automatically generates adages, quotes, and other pieces of good advice through an integrated AI engine. The flow is straightforward: a user taps “Generate,” the AI serves up fresh inspirational text, and immediately afterward a short in-app ad is displayed. Revenue from those post-generation ads must be tracked so I can share a portion with the user; the app therefore needs an internal wallet or balance screen, plus an automated payout mechanism I can trigger manually or on a schedule.

The interface should stay simple and minimalistic—clean typography, ample white space, and no distracting ornamentation—so the content and the subsequent advert take center stage.

Key deliverables
• Native iOS codebase (Swift / SwiftUI preferred)
• AI module capable of producing original adages, quotes, and practical advice on demand
• Ad network integration that shows ads only after content generation and reports click/view revenue accurately
• Secure balance-tracking logic and payout workflow (e.g., Apple Pay Cash, PayPal, or similar—open to the solution you recommend)
• Basic analytics and error logging

Acceptance criteria
1. Generating content always results in a unique text snippet of one of the three requested types.
2. An ad appears only after content generation and nowhere else.
3. The test account’s ad revenue successfully credits to its balance and can be paid out in a sandbox environment.
4. App passes App Store Review guidelines, particularly those covering user-generated content, ads, and payments.

If you have shipped ad-supported iOS apps or worked with Core ML / OpenAI before, let me know—it will help me gauge timelines and choose the best tech stack together.