Find Cheapest OSHC Family Cover

Job ID: 40054518

Budget: $30 – $250 AUD

I’m moving to Australia on a four-year student visa and must arrange Overseas Student Health Cover that also protects my spouse and child. Medibank, Bupa and Allianz are all acceptable as long as the policy is fully visa-compliant, includes hospital treatment, standard GP visits and prescription medicines, and—above all—comes in at the lowest possible cost for the full 48-month period.

Here’s what I need you to deliver:
• A clear price comparison of those three providers, showing total premium for a couple plus one child, broken down by year and by any payment-plan or card fees.
• A brief note on waiting periods, benefit limits and extras that might affect real-world cost.
• Direct links to each insurer’s official policy wording and purchase page.
• Your recommendation of the cheapest compliant option and a concise step-by-step on how I complete enrolment.

An Excel or Google Sheets table (backed by PDF snapshots of quotes) will work perfectly. If you regularly work with OSHC portals or have arranged cover for international students before, this should be quick. I’m ready to review as soon as you have the figures.