Advert Template -- 2

Background

I need a template to use i.e. as cover template for my car adverts. Attached is an example I am wanting to achive & sketch of template I am after

Requirement - what I need

1. Create template to similar style attached.
2. Should be able easily attach the template to pictures taken on my phone.
3. Template should be easy to update if I want to make changes.

Thanks,
Marcus