Google Sheets Finance Tracker

I’m building a clean, minimal personal finance tracker in Google Sheets for a brand called Unshakeable Thoughts. This is a from-scratch build, not a modification of an existing template.

The goal is clarity and usability — not a complex budgeting spreadsheet.

High-level overview:
• Google Sheets only
• Built from a blank file
• Simple formulas (SUM, IF, LOOKUP, etc.)
• Clear separation between editable input cells and calculated cells
• Black, white, and gray color palette only
• Calm, professional tone (no aggressive or “budget” language)

Core features include:
• Income tracking
• Outflow (expense) tracking with editable dropdown categories
• Monthly cash flow calculation
• Optional outflow targets (not budgets)
• Net worth tracking (assets – liabilities)
• Monthly net worth timeline with % change
• Net worth goal tracking (progress, remaining, pace status)
• A top-level overview page called Control Panel

Important requirements:
• No reused or resold templates
• No scripts, macros, or add-ons
• All formulas visible and protected
• This is a work-for-hire project — full IP ownership transfers to me upon payment

I will provide a detailed sheet-by-sheet spec once selected.

Please reply with:
1. 1–2 examples of similar spreadsheet work
2. Your estimated timeline
3. Confirmation that you understand the IP ownership requirement

Looking forward to working together.