Daily Personal Accounting Support

I need a reliable partner who can take charge of my day-to-day personal bookkeeping. Each evening you will record every expense and income item I send (usually a photo of the receipt or a short note), assign it to the correct category, and keep my budget sheet up to date. At the end of every month I expect a concise summary report that shows totals by category, highlights any variances from the budget, and presents a clear snapshot of cash flow.

You are free to work in Excel, Google Sheets, or an accounting app such as QuickBooks Online or Wave—whatever lets us share data easily and keeps my numbers accurate. Consistency is more important than fancy graphics: I want to open the file at any moment and see everything balanced, categorized, and reconciled.

Deliverables
• Daily updated ledger with categorized income and expenses
• Running budget with variance tracking
• Monthly PDF and spreadsheet report summarizing category totals, income vs. expenses, and cash-flow position

Please tell me which tool you prefer, how you ensure accuracy when posting transactions, and how you would organise the monthly report so I can review it quickly.