Develop Digital Payment Mobile Application
Budget: $750 – $1,500 USD
Digital Payment App
Objective
To create a user-friendly, secure, and scalable mobile application that enables digital payments, recharges, bill payments, ticket bookings, and money transfers for users in Sri Lanka.
The app will have three interfaces: User App, Merchant App, and Admin Panel.
User App Features
Registration & Login:
Phone number/email-based registration
OTP verification for authentication
Biometric login (fingerprint/face recognition)
Dashboard:
View wallet balance
Quick access to recent transactions
Wallet Management:
Add money to the wallet via debit/credit card, bank transfer, or mobile money
Real-time balance updates
Payments:
QR Code Payments (Scan & Pay)
Merchant payments
P2P transfers (via phone number or app ID)
Recharges & Bill Payments:
Mobile top-ups (all major telecom providers in Sri Lanka)
Utility bill payments (electricity, water, internet)
Ticket Booking:
Movie, bus, and train ticket booking
Rewards & Cashback:
Reward points system for transactions
Cashback offers and discounts
Transaction History:
Detailed records with filtering options
Customer Support:
In-app chat or call support
FAQs and troubleshooting
Security Features:
End-to-end encryption
Two-factor authentication
Fraud detection mechanisms
Merchant App Features
Merchant Registration:
Business name, address, and bank account setup
Payment Acceptance:
Generate QR codes for payment
Real-time payment notifications
Transaction Overview:
Daily/weekly/monthly sales reports
Transaction history with export options
Payout Management:
Withdraw funds to the linked bank account
Set automatic withdrawal schedules
Offers & Discounts:
Create and manage discounts for customers
Customer Analytics:
Insights into customer demographics and purchase behavior
Admin Panel Features
User & Merchant Management:
Approve/deny registrations
Monitor activity and resolve disputes
Transaction Monitoring:
Overview of all transactions
Fraud detection alerts
Revenue Management:
Set transaction fees/commission rates
Track revenue generation
Offers & Rewards Management:
Create and manage promotional campaigns
Content Management:
Update FAQs, app content, and terms & conditions
Reports & Analytics:
Generate insights into app performance
Technical Requirements
Platform:
Android and iOS mobile apps
Web-based admin panel
Backend Technology
Node.js/Django for server-side development
MySQL/PostgreSQL for database management
Frontend Technology:
React Native/Flutter for mobile apps
React.js/Vue.js for the admin panel
Payment Gateway:
Integration with local Sri Lankan payment gateways (e.g., Seylan Bank Payment Gateway)
Other Integrations:
SMS gateway for OTPs
APIs for utility billers and ticketing systems
Objective
To create a user-friendly, secure, and scalable mobile application that enables digital payments, recharges, bill payments, ticket bookings, and money transfers for users in Sri Lanka.
The app will have three interfaces: User App, Merchant App, and Admin Panel.
User App Features
Registration & Login:
Phone number/email-based registration
OTP verification for authentication
Biometric login (fingerprint/face recognition)
Dashboard:
View wallet balance
Quick access to recent transactions
Wallet Management:
Add money to the wallet via debit/credit card, bank transfer, or mobile money
Real-time balance updates
Payments:
QR Code Payments (Scan & Pay)
Merchant payments
P2P transfers (via phone number or app ID)
Recharges & Bill Payments:
Mobile top-ups (all major telecom providers in Sri Lanka)
Utility bill payments (electricity, water, internet)
Ticket Booking:
Movie, bus, and train ticket booking
Rewards & Cashback:
Reward points system for transactions
Cashback offers and discounts
Transaction History:
Detailed records with filtering options
Customer Support:
In-app chat or call support
FAQs and troubleshooting
Security Features:
End-to-end encryption
Two-factor authentication
Fraud detection mechanisms
Merchant App Features
Merchant Registration:
Business name, address, and bank account setup
Payment Acceptance:
Generate QR codes for payment
Real-time payment notifications
Transaction Overview:
Daily/weekly/monthly sales reports
Transaction history with export options
Payout Management:
Withdraw funds to the linked bank account
Set automatic withdrawal schedules
Offers & Discounts:
Create and manage discounts for customers
Customer Analytics:
Insights into customer demographics and purchase behavior
Admin Panel Features
User & Merchant Management:
Approve/deny registrations
Monitor activity and resolve disputes
Transaction Monitoring:
Overview of all transactions
Fraud detection alerts
Revenue Management:
Set transaction fees/commission rates
Track revenue generation
Offers & Rewards Management:
Create and manage promotional campaigns
Content Management:
Update FAQs, app content, and terms & conditions
Reports & Analytics:
Generate insights into app performance
Technical Requirements
Platform:
Android and iOS mobile apps
Web-based admin panel
Backend Technology
Node.js/Django for server-side development
MySQL/PostgreSQL for database management
Frontend Technology:
React Native/Flutter for mobile apps
React.js/Vue.js for the admin panel
Payment Gateway:
Integration with local Sri Lankan payment gateways (e.g., Seylan Bank Payment Gateway)
Other Integrations:
SMS gateway for OTPs
APIs for utility billers and ticketing systems