Fix Bank Loan Balance Error
Budget: ₹12,500 – ₹37,500 INR
My mortgage statements suddenly show a balance that is thousands higher than it should be, and the bank’s call-center can’t explain the difference. I need a detail-oriented professional to untangle the numbers, pinpoint where the error crept in, and prepare clear evidence I can present to the loan servicing department.
Here’s what I have ready for review: the original promissory note, all payment receipts, escrow analyses, and the bank’s recent transaction history. I want you to reconcile every payment, recalculate the correct payoff figure, highlight any misapplied funds or duplicate fees, and draft a concise, persuasive dispute letter (with supporting spreadsheet) that I can send to the bank’s escalation team.
Accuracy is critical: your figures must tie out to the penny, and every assumption needs a citation from the loan contract or statement. Familiarity with amortization schedules, RESPA guidelines, and Excel or Google Sheets is essential.
Deliverables
• Reconciled amortization schedule showing true balance
• Summary memo explaining each discrepancy found
• Formal dispute letter ready to send to the bank
Once I have those three items and can verify the math, the project is complete.
Here’s what I have ready for review: the original promissory note, all payment receipts, escrow analyses, and the bank’s recent transaction history. I want you to reconcile every payment, recalculate the correct payoff figure, highlight any misapplied funds or duplicate fees, and draft a concise, persuasive dispute letter (with supporting spreadsheet) that I can send to the bank’s escalation team.
Accuracy is critical: your figures must tie out to the penny, and every assumption needs a citation from the loan contract or statement. Familiarity with amortization schedules, RESPA guidelines, and Excel or Google Sheets is essential.
Deliverables
• Reconciled amortization schedule showing true balance
• Summary memo explaining each discrepancy found
• Formal dispute letter ready to send to the bank
Once I have those three items and can verify the math, the project is complete.