Create a model for budget and estimate credit losses

Hi We would like to find someone to setup risk modell and create a risk calculator for a small company that will offer corporate loans the functions that we want is like following. 1. make it easy for us to budget credit loss 2. Make an easy calculator what we need to get in to cover the credit loss. 3. A calculator that calculates estimated cresitloss based on credit check 1-5 point system, + late payment 30,60,90 Day arter due date.

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