Comprehensive Lending Activity Tracker
Budget: £20 – £250 GBP
Overview:
Create an Excel workbook with three interconnected sheets: a "Client Portfolio" sheet, a "Client Deposits & Withdrawals" sheet, and a "Client Dashboard" sheet. This workbook will be used to track a specific client's (investor's) lending activities, including their investments, loans to customers, and their overall profit. All calculations must be automated using appropriate Excel formulas.
Sheet 1: Client Portfolio
This sheet will track all loan details for the client's customers.
Data to be tracked (Columns):
Customer Name: A text field for the name of the borrower.
Contract Type: A drop-down list or text field (e.g., "New Loan," "Refinance").
Transaction Date: The date the loan was initiated.
Original Loan Amount: The principal amount borrowed by the customer (e.g., $5,000).
Total Loan with Interest: The total amount to be repaid by the customer, including the 20% fixed interest. This should be an automated calculation: Original Loan Amount * 1.20.
Monthly Installment: The fixed monthly payment. This should be an automated calculation: Original Loan Amount * 10%.
Payment Start Date: The date of the first monthly payment.
Number of Payments: The total number of payments required to repay the loan. This should be an automated calculation: Total Loan with Interest / Monthly Installment.
Monthly Payment Schedule: Create a series of columns (e.g., "Jan-25," "Feb-25," etc.) to track each customer's monthly payments. Each column should show the scheduled payment amount for that month.
Payment Status: A column for each month's payment (e.g., "Jan-25 Payment Status"). This will be a manual entry field for "Paid" or a similar status.
Remaining Balance: A column that automatically calculates the remaining total loan amount with interest after each monthly payment.
Missed Payments Indicator: A flag or visual indicator that automatically counts and highlights customers who have missed a payment. For example, show a "Missed: 2" if a customer has missed two payments.
Notes: A text field for me to add any comments or notes about the customer.
Sheet 2: Client Deposits & Withdrawals
This sheet will track the client's (investor's) cash flow with your office.
Data to be tracked (Columns):
Transaction Date: The date of the deposit or withdrawal.
Transaction Type: A drop-down list with "Deposit," "Withdrawal," or "Office Fee."
Amount: The dollar value of the transaction.
Payment Method: A drop-down list with "Cash" or "Bank Transfer."
Running Total: A column that automatically calculates the client's current balance with your office.
Office Commission Fee: An automated calculation based on the number of active customers in the "Client Portfolio" sheet.
1–20 customers: $100 fee.
21–40 customers: $200 fee.
This fee should be automatically deducted from the client's account balance at the appropriate time (e.g., at the end of each month).
Sheet 3: Client Dashboard
This sheet will serve as a high-level summary for the client.
Key Metrics to display:
Total Available Cash: The client's current balance, reflecting their deposits, withdrawals, and any fees. This should be directly linked to the "Running Total" from the "Client Deposits & Withdrawals" sheet.
Total Principal Invested: The sum of all "Original Loan Amount" values from the "Client Portfolio" sheet.
Total Interest Earned: The total interest earned from all customer loans. This should be a sum of all (Total Loan with Interest - Original Loan Amount) values.
Total Profit (Compound): A calculation that shows the cumulative profit over time, taking into account the client's initial investment and the interest earned. This should update automatically as payments are made.
Customer Count: The total number of active customers.
Visual Charts: A simple chart or graph showing the client's Total Available Cash and Total Profit over time to visualize their investment growth.
Additional Requirements:
Use appropriate Excel formulas (e.g., SUMIF, VLOOKUP, IF statements, etc.) to ensure all calculations are automated.
Design the workbook with a clean, professional layout that is easy to read and understand.
Provide a brief guide or a set of notes explaining how to use and update the workbook, particularly for manual entries.
Ensure the sheets are interconnected so that changes in one sheet (e.g., a new customer loan) automatically update the other sheets (e.g., the dashboard).
Create an Excel workbook with three interconnected sheets: a "Client Portfolio" sheet, a "Client Deposits & Withdrawals" sheet, and a "Client Dashboard" sheet. This workbook will be used to track a specific client's (investor's) lending activities, including their investments, loans to customers, and their overall profit. All calculations must be automated using appropriate Excel formulas.
Sheet 1: Client Portfolio
This sheet will track all loan details for the client's customers.
Data to be tracked (Columns):
Customer Name: A text field for the name of the borrower.
Contract Type: A drop-down list or text field (e.g., "New Loan," "Refinance").
Transaction Date: The date the loan was initiated.
Original Loan Amount: The principal amount borrowed by the customer (e.g., $5,000).
Total Loan with Interest: The total amount to be repaid by the customer, including the 20% fixed interest. This should be an automated calculation: Original Loan Amount * 1.20.
Monthly Installment: The fixed monthly payment. This should be an automated calculation: Original Loan Amount * 10%.
Payment Start Date: The date of the first monthly payment.
Number of Payments: The total number of payments required to repay the loan. This should be an automated calculation: Total Loan with Interest / Monthly Installment.
Monthly Payment Schedule: Create a series of columns (e.g., "Jan-25," "Feb-25," etc.) to track each customer's monthly payments. Each column should show the scheduled payment amount for that month.
Payment Status: A column for each month's payment (e.g., "Jan-25 Payment Status"). This will be a manual entry field for "Paid" or a similar status.
Remaining Balance: A column that automatically calculates the remaining total loan amount with interest after each monthly payment.
Missed Payments Indicator: A flag or visual indicator that automatically counts and highlights customers who have missed a payment. For example, show a "Missed: 2" if a customer has missed two payments.
Notes: A text field for me to add any comments or notes about the customer.
Sheet 2: Client Deposits & Withdrawals
This sheet will track the client's (investor's) cash flow with your office.
Data to be tracked (Columns):
Transaction Date: The date of the deposit or withdrawal.
Transaction Type: A drop-down list with "Deposit," "Withdrawal," or "Office Fee."
Amount: The dollar value of the transaction.
Payment Method: A drop-down list with "Cash" or "Bank Transfer."
Running Total: A column that automatically calculates the client's current balance with your office.
Office Commission Fee: An automated calculation based on the number of active customers in the "Client Portfolio" sheet.
1–20 customers: $100 fee.
21–40 customers: $200 fee.
This fee should be automatically deducted from the client's account balance at the appropriate time (e.g., at the end of each month).
Sheet 3: Client Dashboard
This sheet will serve as a high-level summary for the client.
Key Metrics to display:
Total Available Cash: The client's current balance, reflecting their deposits, withdrawals, and any fees. This should be directly linked to the "Running Total" from the "Client Deposits & Withdrawals" sheet.
Total Principal Invested: The sum of all "Original Loan Amount" values from the "Client Portfolio" sheet.
Total Interest Earned: The total interest earned from all customer loans. This should be a sum of all (Total Loan with Interest - Original Loan Amount) values.
Total Profit (Compound): A calculation that shows the cumulative profit over time, taking into account the client's initial investment and the interest earned. This should update automatically as payments are made.
Customer Count: The total number of active customers.
Visual Charts: A simple chart or graph showing the client's Total Available Cash and Total Profit over time to visualize their investment growth.
Additional Requirements:
Use appropriate Excel formulas (e.g., SUMIF, VLOOKUP, IF statements, etc.) to ensure all calculations are automated.
Design the workbook with a clean, professional layout that is easy to read and understand.
Provide a brief guide or a set of notes explaining how to use and update the workbook, particularly for manual entries.
Ensure the sheets are interconnected so that changes in one sheet (e.g., a new customer loan) automatically update the other sheets (e.g., the dashboard).