Unit-Linked Endowment Policies Analysis
Budget: $1,500 – $3,000 AUD
Description:
We are seeking a detail-oriented actuarial or financial modelling professional to perform a comprehensive valuation and premium calculation for a set of unit-linked endowment insurance policies, based on clearly defined policy features, expenses, commission structure, and actuarial assumptions. This is a structured modelling task, ideal for someone experienced in actuarial science, life insurance product modelling, or financial forecasting.
Scope of Work:
You will be responsible for completing the following three deliverables:
(i) Premium Calculation:
Calculate and provide final annual premium figures (rounded to nearest integer) for four policy variants (A to D), using the provided assumptions (30-year-old life, 30-year term, policy features, expenses, reserves, and a target profit margin of 12%). Output should be concise and presentation-ready, showing only the final premiums.
(ii) Algorithm Documentation:
Outline the full algorithm used to calculate the premiums.
Use bullet points or numbered steps—no lengthy paragraphs.
Include clear references to formulas and actuarial notation where applicable.
The output must demonstrate a reasonable and defendable approach to the modelling.
Required Skills:
- Proficiency in actuarial modelling and life insurance product pricing.
- Ability to implement cash flow projections and profit testing.
- Strong Excel or actuarial software skills (R, Python, Prophet, Mo.net, etc.).
- Understanding of reserves, unit-linked products, and mortality/surrender assumptions.
I WILL PAY YOU $3000 AUD IF YOU CAN DO THIS, I HAVE NOT FOUND A SINGLE PERSON ON NEITHER FREELANCER NOR UPWORK WHO CAN DO THIS TASK.
We are seeking a detail-oriented actuarial or financial modelling professional to perform a comprehensive valuation and premium calculation for a set of unit-linked endowment insurance policies, based on clearly defined policy features, expenses, commission structure, and actuarial assumptions. This is a structured modelling task, ideal for someone experienced in actuarial science, life insurance product modelling, or financial forecasting.
Scope of Work:
You will be responsible for completing the following three deliverables:
(i) Premium Calculation:
Calculate and provide final annual premium figures (rounded to nearest integer) for four policy variants (A to D), using the provided assumptions (30-year-old life, 30-year term, policy features, expenses, reserves, and a target profit margin of 12%). Output should be concise and presentation-ready, showing only the final premiums.
(ii) Algorithm Documentation:
Outline the full algorithm used to calculate the premiums.
Use bullet points or numbered steps—no lengthy paragraphs.
Include clear references to formulas and actuarial notation where applicable.
The output must demonstrate a reasonable and defendable approach to the modelling.
Required Skills:
- Proficiency in actuarial modelling and life insurance product pricing.
- Ability to implement cash flow projections and profit testing.
- Strong Excel or actuarial software skills (R, Python, Prophet, Mo.net, etc.).
- Understanding of reserves, unit-linked products, and mortality/surrender assumptions.
I WILL PAY YOU $3000 AUD IF YOU CAN DO THIS, I HAVE NOT FOUND A SINGLE PERSON ON NEITHER FREELANCER NOR UPWORK WHO CAN DO THIS TASK.