Expert Data Researcher for Financial Products (Credit & Forex Cards)

Project Overview:
We are building a highly accurate financial database and require a meticulous Data Entry and Research Specialist to gather specific fee, reward, and penalty data for the top 30 Indian travel credit, debit, and prepaid forex cards.

This job requires digging into official bank websites, Most Important Terms and Conditions (MITC) PDFs, and fee schedules. Accuracy is non-negotiable. Arbitrary or guessed data will cause severe business losses and will result in the immediate cancellation of the contract. Every data point must be strictly verified.

Deliverables:

A Google Sheet: Containing the structured data for all 30 cards, perfectly mapped to our required parameters.

A Google Drive Folder: Containing high-resolution PNG images (transparent background) of the front of each card, named identically to the card name in the sheet.

Source Log: For every card, you must provide the official URL or document link where you found the fee/rule structure so our QA team can verify your work.

The Milestone Structure:
This project involves researching 30 specific cards. Payment will be divided equally across 6 distinct milestones. We will only proceed to the next milestone after the current one is submitted, reviewed, and 100% verified by our team.

Milestone 1 (The Test Phase): 2 Cards. (We will review your format, image quality, and research accuracy).
Milestone 2: 6 Cards.
Milestone 3: 6 Cards.
Milestone 4: 6 Cards.
Milestone 5: 6 Cards.
Milestone 6: 4 Cards.
Total = 30 Cards.

Required Data Parameters:
CRITICAL PARAMETERS (Must be strictly sourced & verified)

Card Name
Issuer/Bank
Card Type: (Credit, Debit, or Prepaid/Forex Wallet)
Network: (Visa, Mastercard, RuPay, Amex, Diners Club)
Card Image (Asset): High-res PNG of the card front with a transparent background (uploaded to the Drive folder).
Forex Markup Fee (%): The base percentage charged on international transactions.
International ATM Withdrawal Fee (Fixed): The flat INR or USD amount charged per withdrawal.
International ATM Withdrawal Fee (%): If the card charges a percentage of the withdrawal amount instead of/alongside a flat fee.
Cash Advance Fee (Credit Cards Only): The percentage penalty/flat fee for withdrawing cash.
Cash Advance Interest Rate (% per month): The interest rate applied immediately to cash withdrawals.
Annual Fee (INR): Recurring base cost.
0% Markup Conditionality: Is the zero-markup unconditional, or does it require a minimum balance/relationship?
Additional Limitations/Gotchas: Any hidden rule, limit, or cap found in the fine print.

IMPORTANT PARAMETERS

Application URL: The direct, official link to apply for the card.
Pre-requisite Account: Does this require opening a specific savings account?
Joining Fee (INR): First-year cost.
Fee Waiver Condition: (e.g., "Waived on annual spends of ₹1,00,000").
Dynamic Currency Conversion (DCC) Markup (%): Fee charged if a transaction is done in INR abroad.
Exchange Rate Benchmark: (e.g., Live Visa Mid-Market, Bank's Custom Rate).
Loading/Unloading Fees: (For Prepaid/Wallet cards only).
Inactivity Fee: Penalty for non-usage.
International Airport Lounge Access: (Yes/No), Quota (e.g., 2/year), and Network (Priority Pass/DreamFolks).

⚠️ Strict "Missed Parameters" Rule:
Our goal is 100% mathematical accuracy. After reviewing the fine print for a card, you must create a separate column titled "Missed Parameters". Use this to explicitly log any unique fees, limits, or reward conditions you discovered that do not perfectly fit into the structured fields above. Do not guess. If a parameter genuinely does not exist for a card, mark it as "N/A".

The Target List (30 Cards):

Zero-Forex Credit Cards:
Scapia Federal Credit Card
Niyo Global (Equitas/DCB/SBM)
IDFC FIRST WOW! Credit Card
ixigo AU Credit Card
RBL Bank World Safari Credit Card
IDFC FIRST Mayura Credit Card
Axis Bank Burgundy Private Credit Card
Club Vistara IndusInd Bank Explorer Credit Card
YES Bank Uni Credit Card (nxtWave)
IDFC FIRST WOW! Black Credit Card

Premium Travel & Reward Credit Cards:
11. HDFC Infinia Credit Card Metal Edition
12. Axis Bank ATLAS Credit Card
13. HDFC Diners Club Black Metal Edition
14. SBI Card ELITE
15. HDFC Regalia Gold Credit Card
16. American Express Platinum Travel Credit Card
17. Marriott Bonvoy HDFC Bank Credit Card
18. HSBC TravelOne Credit Card
19. Axis Bank Reserve Credit Card
20. Axis Bank Horizon Credit Card
21. ICICI Emeralde Private Metal Credit Card
22. Kotak IndiGo 6E Rewards XL Credit Card

Prepaid Multi-Currency & Forex Wallets:
23. BookMyForex Multi-Currency Forex Card
24. Thomas Cook Borderless Travel Card
25. Wise Travel Card
26. HDFC Multicurrency Platinum ForexPlus Chip Card
27. ICICI Bank Multi-Currency Forex Prepaid Card
28. IndusInd Bank Multi-Currency Forex Card
29. Axis Bank Multi-Currency Forex Card
30. State Bank (SBI) Multi-Currency Foreign Travel Card

To Apply:
Start your proposal with the words "100% Verified" so I know you have read the strict accuracy requirements. Please link a sample of past structured data research you have completed.