US/Australian Mortgage Specialist Needed
Budget: ₹12,500 – ₹37,500 INR
US Mortgage Experience (2 Years)
Core Technical & Domain Skills:
Mortgage Underwriting (Conventional, Non-QM, FHA, Jumbo loans)
Loan Origination Systems (LOS) – Encompass, LQB, Calyx Point, or similar
Credit, Income, and Asset Analysis
Loan File Review and Risk Assessment
Appraisal and Title Review
Debt-to-Income (DTI) & Loan-to-Value (LTV) Calculation
Understanding of FNMA / FHLMC guidelines
Pre-Closing and Post-Closing Quality Checks
Loan Documentation & Compliance Review
Experience with AUS (DU/LP) Systems
Soft Skills:
Attention to detail & accuracy under deadlines
Cross-functional coordination with processors, loan officers, and underwriters
Analytical and decision-making skills
Client communication & documentation handling
Australian Compliance Experience (9 Months)
Regulatory & Compliance Skills:
Knowledge of NCCP Act, Privacy Act, and AML/CTF obligations
Customer Due Diligence (CDD/KYC) verification
Monitoring and reporting of suspicious transactions
Reviewing loan or credit documentation for regulatory adherence
Internal audit and compliance checklist handling
Record management in accordance with Australian Prudential Regulations
Familiarity with ASIC and APRA compliance guidelines
Analytical & Process Skills:
Risk identification and mitigation
Policy interpretation and implementation
Compliance reporting and documentation review
Exposure to Australian financial products and credit assessment procedures
Combined Transferable Skills
Strong understanding of end-to-end loan life cycle (US + AUS markets)
Regulatory and quality compliance across multiple jurisdictions
Data integrity & audit trail maintenance
Proficiency in MS Excel, CRM/LOS systems, and document management tools
Excellent written & verbal communication for global stakeholders
Adaptability to cross-border mortgage regulations and processes
Core Technical & Domain Skills:
Mortgage Underwriting (Conventional, Non-QM, FHA, Jumbo loans)
Loan Origination Systems (LOS) – Encompass, LQB, Calyx Point, or similar
Credit, Income, and Asset Analysis
Loan File Review and Risk Assessment
Appraisal and Title Review
Debt-to-Income (DTI) & Loan-to-Value (LTV) Calculation
Understanding of FNMA / FHLMC guidelines
Pre-Closing and Post-Closing Quality Checks
Loan Documentation & Compliance Review
Experience with AUS (DU/LP) Systems
Soft Skills:
Attention to detail & accuracy under deadlines
Cross-functional coordination with processors, loan officers, and underwriters
Analytical and decision-making skills
Client communication & documentation handling
Australian Compliance Experience (9 Months)
Regulatory & Compliance Skills:
Knowledge of NCCP Act, Privacy Act, and AML/CTF obligations
Customer Due Diligence (CDD/KYC) verification
Monitoring and reporting of suspicious transactions
Reviewing loan or credit documentation for regulatory adherence
Internal audit and compliance checklist handling
Record management in accordance with Australian Prudential Regulations
Familiarity with ASIC and APRA compliance guidelines
Analytical & Process Skills:
Risk identification and mitigation
Policy interpretation and implementation
Compliance reporting and documentation review
Exposure to Australian financial products and credit assessment procedures
Combined Transferable Skills
Strong understanding of end-to-end loan life cycle (US + AUS markets)
Regulatory and quality compliance across multiple jurisdictions
Data integrity & audit trail maintenance
Proficiency in MS Excel, CRM/LOS systems, and document management tools
Excellent written & verbal communication for global stakeholders
Adaptability to cross-border mortgage regulations and processes