Give me research and study about new banking products

I am looking for someone to provide me with research and a study into new banking products, with a particular focus on savings accounts. The purpose of this research is to develop a new product, and it should be focused locally. Deliverables should include detailed analysis of the needs in the local market, current conditions of the market, possible regulations to adhere to, and a comparison of similar existing banking products. The successful freelancer should have knowledge and experience in banking products, market research, and the banking sector in general.