Bank-Grade Financing Feasibility Study
Budget: $400 – $1,000 USD
I need a full-scope financing study that a credit committee can rely on without further edits. Your report must cover three pillars in depth—creditworthiness evaluation, risk assessment, and asset valuation—using the company’s latest balance sheet, income statement, and cash-flow statement as the core data set.
The company also owns a portfolio of hospitality properties that will serve as collateral, so please treat those assets as the central focus when you model repayment capacity, loan-to-value ratios, and downside scenarios. If you find it useful to reference comparable commercial or industrial transactions for benchmarking, feel free, but the hospitality assets drive the deal.
Because the final audience is a bank, I expect the same structure and rigor you would produce inside a credit or project-finance division: clear executive summary, well-sourced assumptions, sensitivity tables, covenant recommendations, and a concise opinion on funding strategy. Include any appendices—ratio analysis, discounted cash-flow models, and real-estate comps—that reinforce your conclusions. I will supply the raw financial statements and property details once we start; you will return a polished PDF plus the underlying Excel model.
Acceptance criteria
• Logical, audit-ready calculations that reconcile to the provided statements
• Independent valuation of hospitality assets with transparent methodology
• Risk matrix covering market, operational, and liquidity factors, ranked by severity
• Minimum and base-case debt structures that meet bank policy thresholds
If you have hands-on experience in credit underwriting or project finance and can deliver this level of work, I’m ready to move quickly.
The company also owns a portfolio of hospitality properties that will serve as collateral, so please treat those assets as the central focus when you model repayment capacity, loan-to-value ratios, and downside scenarios. If you find it useful to reference comparable commercial or industrial transactions for benchmarking, feel free, but the hospitality assets drive the deal.
Because the final audience is a bank, I expect the same structure and rigor you would produce inside a credit or project-finance division: clear executive summary, well-sourced assumptions, sensitivity tables, covenant recommendations, and a concise opinion on funding strategy. Include any appendices—ratio analysis, discounted cash-flow models, and real-estate comps—that reinforce your conclusions. I will supply the raw financial statements and property details once we start; you will return a polished PDF plus the underlying Excel model.
Acceptance criteria
• Logical, audit-ready calculations that reconcile to the provided statements
• Independent valuation of hospitality assets with transparent methodology
• Risk matrix covering market, operational, and liquidity factors, ranked by severity
• Minimum and base-case debt structures that meet bank policy thresholds
If you have hands-on experience in credit underwriting or project finance and can deliver this level of work, I’m ready to move quickly.