Fintech MVP: Secure Backend Build

I’m ready to turn my rental-focused fintech concept into a working MVP and need someone who can own the backend while still being comfortable wiring up a straightforward front-end flow. The heart of the product is rock-solid data security, well-structured RESTful APIs, and a friction-free user journey that proves the core value quickly.

The build centres on:
• Secure data handling from day one, following best practices for encryption at rest and in transit.
• Clean, well-documented APIs that make future integrations painless.
• A simple but polished React/Next (or comparable) interface that lets users complete the key flow without confusion.

Because we operate in India’s financial ecosystem, two integrations matter immediately: Account Aggregator (for bank-verified data pulls) and a credit-bureau connection for realtime risk checks. On the payments side, the MVP needs to support card/UPI processing, basic lending workflows (disbursal + repayment schedules), and lightweight financial reporting to track balances and fees.

I value short feedback loops—shipping small slices fast, reviewing together, and iterating. Clear, proactive communication is essential; I’d rather hear challenges early than polish in silence. If you’ve previously worked with the AA framework, credit-bureau APIs, RBI-compliant KYC flows, or NBFC partners, that experience will help us move even faster.

Code in Git (GitHub/GitLab), containerised via Docker, and deployed on an Indian cloud region (AWS preferred) is the expected workflow. Tests and minimal CI are part of “done.”

By the end of the engagement I expect a deploy-ready MVP in a staging environment plus a concise technical handover so we can demo to early partners and investors without engineering on standby.