Fintech Backend Architect for Digital Financial System

Job ID: 40261351

Budget: $20,000 – $50,000 USD

Senior Backend Developer for Fintech Infrastructure (Ledger, Wallet, Token System)

Job Description

We are building a Fintech, a next-generation digital financial infrastructure designed for the FCFA region , compliant with central bank regulations

We are looking for an experienced backend developer (or team) to design and implement the core financial infrastructure, including:

Wallet system

Ledger-based accounting engine

Tokenized value system (KVT)

Secure REST APIs

Bank integration layer

Scalable cloud-native architecture

This infrastructure will power multiple applications including mobile payments, ride-hailing, delivery, and merchant payments.

Key Responsibilities

Design and implement a secure ledger-based financial system

Develop wallet and transaction services

Build scalable REST APIs

Implement authentication and security best practices

Integrate with banking systems (or simulate integration)

Ensure scalability, reliability, and auditability

Required Skills

Strong experience in backend development (Node.js, Go, or Java preferred)

Experience with fintech, payments, wallets, or financial systems

Strong knowledge of PostgreSQL or similar relational databases

Experience designing scalable APIs

Understanding of secure system design

Preferred:

Experience with ledger systems, payment systems, or fintech infrastructure

Experience with cloud platforms (AWS, Azure, or GCP)