Secure Fiat Wallet App Development

I'm looking for an experienced Android developer to create D Wallet, a secure fiat currency wallet app. The app should include:

- OTP login via SMS
- Wallet management (deposits/withdrawals)
- Support for bank transfer and mobile payment system deposits/withdrawals
- Transaction history
- KYC verification
- Referrals
- Admin dashboard

Ideal skills and experience:
- Strong Android development background
- Experience with secure authentication methods
- Familiarity with KYC processes and financial app regulations
- Proficient in integrating bank transfer and mobile payment systems