Laravel Backend for Lienzo's Lending Platform

Build complete backend in Laravel for insurance-backed digital lending platform (Lienzo)

Design secure REST APIs for frontend integration (Loveable AI-based)

Implement OTP-based login system with JWT token

Integrate third-party services: Digio / Signzy / NSDL for KYC & eSign

Create APIs for insurance policy validation via CAMS/NSDL/Karza

Build real-time loan eligibility engine based on surrender value

Create loan application APIs with status tracking

Integrate NBFC APIs for loan disbursal & webhook handling

Integrate eMandate (Cashfree / RazorpayX) for EMI collection

Setup file storage for agreement PDFs and KYC docs (AWS S3 or similar)

Create basic admin dashboard for loan & user management

Ensure RBI compliance: consent logs, grievance officer APIs, audit-ready logs

Use MySQL/PostgreSQL as backend database

Deploy on AWS / Render / Railway or similar hosting

Follow clean code structure, reusable services, API versioning

Work closely with frontend team for full integration