create an app

As an aspiring entrepreneur looking to create an app, I am looking for an experienced and talented developer to help me bring my unique idea to life. The app should be created for iOS, and I need guidance on what features and functionality to include. The primary purpose of the app is to support the bill consolidation process. It should function as a tool for making one payment on the same date each month It should be able to withdrawl one estimated payment from the customers financial institution. That one payment will be distributed to each utility company. I understand the balance can fluctuate, so the customer will pay a certain amount, basically like an equal pay system. It will eventually even out. It should have the capability to alert the user when the monthly bill is due or when a payment has gone beyond the deadline. Additionally, the app should be user-friendly and engaging to ensure it is attractive to potential users. As the developer, I would expect you to be equally creative in conceptualizing and designing an intuitive and engaging User Interface (UI). I am also committed with providing any additional help and support that may be required in the development process.