P2P Payment App for Trinidad & Tobago

I'm in need of a professional app developer to create a peer-to-peer (P2P) payment application tailored for the Trinidad and Tobago market.

The app needs to be compatible with both iOS and Android platforms. It should have the core features of sending and receiving payments, maintaining a transaction history, and robust user authentication.

Given the sensitive nature of financial transactions, the app must also incorporate advanced security measures. This includes:
- Two-factor authentication to verify user identity during transactions
- Encryption of data to ensure all information is securely processed
- Biometric authentication for an added layer of security and convenience

Ideal candidates for this project should have:
- Extensive experience in app development, particularly in creating secure payment applications
- A strong understanding of the iOS and Android platforms
- Proven skills in implementing user-friendly interfaces and advanced security features
- Familiarity with the financial regulations and requirements of Trinidad and Tobago