Native Finserv Mobile Application

I need a native finance android & ios application like "Navi" or "KreditBee" with the following features:

1. Customer login and signup

2. Customer Doc Submission for finance approval

3. Customer Status of approval and tracking

4. Customer EMI Details and history

5. Customer will be login/signup through OTP

6. EMI reminder/payment reminder etc...

7. Application will fetch all mobile contacts

8. Permission to access his location

9. Support option through email or chat

10. Customer all history and order details

11. Point system and point redeem system

12. Lock mobile feature if possible or any other alternative

13. Direct debit from customer, kind of ecs

14. Other details