Develope Money Lending (Cash borrowing) Website - Android - iOS

looking for Dev. Studios to design, build and deliver our Loan Servicing Company X.
Scope of the Service:
- Provide instant advance cash for clients(users) as a payday loan to be collected with small interest charge.
- Users can choose one of 3 loan options (loan A, loan B, loan C).
Scope of website / app (android, ios):
- Users have to submit National ID scan for verification
- Creation of user profile
- User profile include user info & loans info
- Successful Verification permit user to request for loan.
- On loan request: Safe-Instant Money transfer from Company X bank account to User bank account and Issue Invoice.
- Start payback timer
- Block user from requesting second loan while first still active
- Send Notification for user on platform + SMS with loan info and repayment time and date.
- Send reminder Notification for user 2 days before repayment date.
- If loand repayment NOT done on time > Send Notification for company
- If loan repayment done on time > points award for user + permit user for second loan.

Kindly provide your best quoted price for total project setup in the 3 platforms, or at each separately.
Platforms Programming Languages to be used:
Website(Any)
Android (java or Kotlin)
iOS (Objective-C or Swift)