Instant Loan Android App Development
Budget: ₹12,500 – ₹37,500 INR
I want to replicate the smooth, quick-credit experience that apps such as KreditBee and Money View deliver, but with my own branding and flow. The build is strictly for Android and must be submitted to – and accepted by – Google Play, so every screen, permission request, and data-handling practice has to comply with the latest Play Store lending and personal-loan policies.
Core flow
• Registration → basic details
• KYC verification – Aadhaar/PAN capture, selfie match, secure API hand-off to a third-party service of your choice
• Loan application and approval dashboard
• Before loan disbursement, the app must harvest and store the user’s full contact list (names, phone numbers, email where available) after an explicit consent prompt that meets Google’s limited-scope contacts permission guidelines
• In-app chat support so users can reach our team in real time
Tech preferences
Native Kotlin is ideal, but Java is acceptable if you already have strong, reusable modules. I will host the back-end; you just need clean REST endpoints, well-documented, and an admin panel (web or Firebase console) where my staff can view KYC status, loan requests, and the exported contacts data.
Deliverables
1. Android Studio project, cleanly organised, with source code and buildable AAB.
2. KYC and chat modules fully integrated and testable with dummy credentials.
3. Play Console support right through to live listing – the project is only complete once Google approves it.
4. Brief hand-over doc: build steps, API keys to swap, and how to upload future updates.
Acceptance criteria
• App installs without crashes on Android 8+.
• Contacts are captured only after user opt-in and are visible in the admin panel.
• KYC flow meets RBI digital-KYC guidelines.
• Google Play listing passes policy review on the first resubmission at most.
If you have shipped compliant lending apps before, especially under the new “personal loans” category, I would love to tap into that experience.
Core flow
• Registration → basic details
• KYC verification – Aadhaar/PAN capture, selfie match, secure API hand-off to a third-party service of your choice
• Loan application and approval dashboard
• Before loan disbursement, the app must harvest and store the user’s full contact list (names, phone numbers, email where available) after an explicit consent prompt that meets Google’s limited-scope contacts permission guidelines
• In-app chat support so users can reach our team in real time
Tech preferences
Native Kotlin is ideal, but Java is acceptable if you already have strong, reusable modules. I will host the back-end; you just need clean REST endpoints, well-documented, and an admin panel (web or Firebase console) where my staff can view KYC status, loan requests, and the exported contacts data.
Deliverables
1. Android Studio project, cleanly organised, with source code and buildable AAB.
2. KYC and chat modules fully integrated and testable with dummy credentials.
3. Play Console support right through to live listing – the project is only complete once Google approves it.
4. Brief hand-over doc: build steps, API keys to swap, and how to upload future updates.
Acceptance criteria
• App installs without crashes on Android 8+.
• Contacts are captured only after user opt-in and are visible in the admin panel.
• KYC flow meets RBI digital-KYC guidelines.
• Google Play listing passes policy review on the first resubmission at most.
If you have shipped compliant lending apps before, especially under the new “personal loans” category, I would love to tap into that experience.