Product Lead – Fintech Startup (Milestone-Based Contract)

Job ID: 40299484

Budget: $250 – $750 USD

About the Product

Square Money is building a personal financial operating system for real life.

Many people do not truly understand their financial position. Even people with income often feel confused about:

what they can safely spend

upcoming obligations

how to plan their money

how to build financial discipline

Square Money helps users:

understand their real financial position

track obligations and expenses

know what they can safely spend

build savings discipline

receive intelligent financial insights

We already have a working MVP built using Lovable and Supabase and are entering the validation phase.

Our goal over the next 6–9 months is to:

launch to real users

collect meaningful feedback

improve retention

reach the first 1,000 engaged users

Role Overview

We are looking for a Product Lead who can take ownership of the Square Money product and guide its evolution during the validation phase.

This is not a typical product manager role.

You will work closely with the founder and act as the owner of the product system, responsible for turning user feedback and analytics into product improvements.

You should think like a startup operator, not just a task manager.

Responsibilities

You will be responsible for:

Product Ownership

Define and maintain the product roadmap

Prioritize features based on user feedback and business goals

Ensure the product delivers real value to users

User Feedback and Insights

Analyze user behavior and usage data

Conduct user interviews and gather feedback

Translate insights into actionable product improvements

Product Iteration

Work with Lovable to implement product improvements

Improve onboarding and user flows

Identify features that increase engagement and retention

Analytics and Metrics

Set up and monitor product analytics

Track key metrics such as:

activation

retention

engagement

conversion

Strategic Input

Provide recommendations to the founder on product direction

Identify opportunities to improve product-market fit

Success Metrics (KPIs)

This role is milestone and performance driven.

Success will be evaluated based on measurable outcomes such as:

Improvement in user activation rate

Improvement in retention metrics

Increased feature engagement

Clear product roadmap execution

Product improvements based on user feedback

Example milestone targets may include:

successful onboarding optimization

improved retention after product changes

structured feedback collection from early users

Compensation Structure

This role is milestone/KPI-based, designed to reward results rather than hours worked.

Performance bonuses tied to milestones such as:

product improvements shipped

measurable retention improvements

successful validation milestones

This is expected to start as a 3-month contract with potential extension.

Ideal Candidate

We are looking for someone who:

has experience working on consumer apps or fintech products

understands early-stage startup environments

can think strategically about product-market fit

is comfortable working with no-code/AI tools such as Lovable

is data-driven and comfortable with analytics tools

can work independently and take ownership

Bonus if you have experience with:

fintech products

personal finance apps

consumer mobile apps

subscription-based products

What This Role Is Not

This role is not suitable for someone who:

only writes product requirement documents

needs constant direction

prefers large corporate environments

We are looking for someone who enjoys building products in uncertain environments.

Application Instructions

To apply, please include:

A brief introduction about your product experience

One example of a product you helped improve and what results were achieved

Your approach to improving retention in a consumer mobile app

A short outline of what you would focus on in the first 30 days working on Square Money

Applications that do not answer these questions will not be considered.