Refine AI Home Loan Predictor

Job ID: 39996342

Budget: ₹600 – ₹1,500 INR

I already run a working AI module that predicts home-loan eligibility, yet its code is rigid and the current accuracy leaves room for improvement. My aim is to tune the existing algorithms so they generalise better, while also feeding the model more relevant data points that we can legally and reliably collect.

What I need you to do:
• Restructure or clean the code so model parameters are easy for me to adjust in the future.
• Fine-tune the present algorithms (no full replacement) and validate the lift in accuracy on a held-out set.
• Enrich the training set with fresh, relevant variables—think credit-utilisation ratios, employment history length, or other signals you recommend—to reduce prediction error.
• Hand over the updated module with clear instructions on how I can tweak thresholds, retrain, and roll out further changes on my own.

Acceptance will be based on a demonstrable accuracy gain against the current baseline and fully documented steps that let me reproduce the results.