AI Chatbot for Financial Reports & MSME Funding

Project Title:

AI Chatbot Platform for Bank-Ready Project Reports, Financial Viability & MSME Funding

Project Description:

We are developing an AI-powered chatbot / SaaS platform that can understand business projects in depth and automatically generate detailed, bank-acceptable project reports (DPRs) for Startups, MSMEs, and Enterprises.

The system must combine AI intelligence with structured financial logic, include a Chartered Accountant (CA) vetting workflow, and align outputs with Indian banking, NBFC, and financial institution standards.

This is a serious, long-term product build, not a basic chatbot.

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Scope of Work (Phase 1 & 2):

1. AI Chatbot & Project Understanding
• Conversational AI to collect and understand:
• Business model, promoters, industry, operations
• CAPEX, OPEX, revenue streams, risks & scalability
• Industry-aware questioning and structured data capture

2. Automated DPR Generation
• Bank-acceptable formats including:
• Executive Summary
• Promoter & Company Profile
• Market & Industry Analysis
• Technical & Operational Details
• Risk & Mitigation Analysis
• Export in PDF / Word / Excel

3. Financial Modeling & Viability
• Auto-generated financials (5–7 years):
• Profit & Loss
• Balance Sheet
• Cash Flow
• Viability & credit metrics:
• DSCR, IRR, NPV, BEP, Sensitivity Analysis
• Alignment with PSU & Private Bank credit appraisal norms

4. CA Vetting & Approval Layer
• Role-based access (Founder / CA / Admin)
• CA review, edit, approve & sign-off workflow
• Audit trail & version control

5. Platform Readiness
• Secure data handling
• Admin dashboard
• Scalable SaaS architecture (future-ready)

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Future Scope (Phase 3 – Optional):
• Bank, NBFC & Investment Firm connectivity
• Funding matchmaking dashboard
• Credit scoring & risk profiling
• Subsidy / ESG tagging for projects

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Budget Range:

₹12,00,000 – ₹20,00,000 (Phase 1 & 2)
Open to milestone-based payments and long-term collaboration.

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Preferred Tech Stack (Flexible):
• LLM-based chatbot (OpenAI / Claude / Custom models)
• Backend: Python / Node.js
• Financial logic automation
• Secure role-based access

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Ideal Freelancer / Team:
• Proven experience in AI chatbot development
• Strong understanding of finance, accounting, or fintech
• Prior work with loan automation, financial reporting, or SaaS is a plus
• Ability to collaborate with domain experts and CAs

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To Apply, Please Share:
• Relevant past projects (AI / fintech preferred)
• Suggested architecture & approach
• Estimated timeline & milestones
• Team size (if applicable)

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We are looking for quality, reliability, and long-term partnership to build a bank-trusted AI platform for India’s startup and MSME ecosystem.